United Thinkers is adding support for crypto to the feature set of the company’s flagship product, UniPay Gateway omni. UniPay Terminology. Management . UniPay might be exactly what you are looking for. Our cross-platform payment solution is powerful, scalable and feature-packed to meet a wide range of needs for the widest possible range of companies. (UniPay - Payment Gateway Software) All Logos and Trademarks used or mentioned on this page are copyrighted property of their respective owners and are used for display purposes only. UniBroker is an intelligent processor-agnostic traffic broker, intended to increase security of the entire UniPay Gateway solution and reduce PCI exposure by simplifying and limiting the cardholder data flow. When it’s time to move up and move on, we’re here for you. )The purpose of this guide is to give instructions to the DevOps and system administrators that are involved in the initial process of UniPay deployment from scratch. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. Aland Islands. Management . Enter “124” (constant value) in the Virtual COM Port section for both dropdowns. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which. Because a terminal communicates with the gateway when using the terminal cloud approach, the POS is out of PCI scope, and that’s a very good thing. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of. If you are a startup company, your processing volumes are not very large, and the feature set you need is more or less standard, hosted version might be the best option for you. Affiliate . Some infographic posters are dedicated to our flagship product, UniPay Gateway payment technology. It includes payment processing for 2. Affiliate . This number is echoed back to the terminal for purposes of assisting in the matching of authorization request and response messages. The batch transaction processing is implemented through sFTP protocol. The UniPay/UniBroker application receives audio track data. Affiliate . An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. In an integrated payment terminal solution cardholder data is transmitted from the point of card entry (i. . Using a third-party crypto payment solution. Payment gateway branding article provides explanations of the most important issues to be kept in mind by different merchant service industry players. resource_content; unipay. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. UniPay Gateway | 119 followers on LinkedIn. UniPay PayFac Payment Gateway. Note: the site gets updated as works progress, we are constantly adding new data. Management . Affiliate . With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. Affiliate . PayPal. If your transaction volumes are not very large and your processing needs are more or less basic, you can use a hosted cloud version of UniPay Gateway technology. Gabon. UniPay Terminology. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. Second, the model simplifies the underwriting process by providing a streamlined onboarding experience for clients. The unique advantage of our solution is that it is not only accessible as a hosted and white label payment gateway instance, but it can also be licensed. A payment gateway that doesn’t work well doesn’t help anyone. Payment card used for the transaction is blocked and cannot be used. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. This online Payment Processing system offers Debit Card Support, POS Transactions, Recurring Billing, Online Payments, Signature Capture at one place. Here you can find complete documentation for UniPay Gateway, including integration documents, administration guides and application tutorials. United Thinkers team answers the most frequently asked questions about the process of payment gateway development in their white paper “How To Have Your Own Payment Gateway”. First, in order to be able to provide online payment gateway services, beside the gateway solution itself, you need an acquiring bank partnership. Enterprise scale, open-source, Payment #Processing and Recurring Billing solutions for #Merchants, IThe purpose of this document is to provide documentation for 3rd parties to integrate with the gateway reporting module. This option might work best for small-size or startup businesses. You can start with a white-label instance, and if you eventually decide to. UniPay Terminology. Establishing a My Account profile on the UniPay web site provides you with the following benefits: Quicker payment process using pre-filled account. (Example: Checking or savings accounts in NSF status, recent returns, or outstanding items). In this status, the user is inactive yet within the gateway. Users of web-systems can benefit from our cloud-based. UniPay Gateway platform has numerous APIs, its own EMV terminal solution, and mobile solution. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. Strategic Acquiring. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. Many inquire about the payment gateways utilized by major industry players like Amazon, Uber, and Airbnb. Accept payments on a single platform. ¦_ Unapproved . UniPay cloud-based payments as a service model simplifies payment software integration with merchant gateway. It is integrated with all major processors and payment facilitation platforms in North America. Affiliate . UniPay Terminology. Signin. When submitting an API request, you can use either UniPay server URL or the Sanitizing Data Filter (Unibroker) server URL as. UniPay Terminology. For more than a decade, UniPay Gateway, the flagship product of United Thinkers, has been used by Enterprise Merchants, Payment Facilitators, and Software Companies in North. Reference guide for installation, configuration and testing of UniPay Magento module. The UniPay UniBill Module supports sophisticated Recurring Revenue Management capabilities, including Recurring Billing. UniBroker is an intelligent processor-agnostic traffic broker, intended to increase security of the entire UniPay Gateway solution and reduce PCI exposure by simplifying and limiting the cardholder data flow. UniPay Terminal Cloud Solution is a new way to integrate your payment terminals. Main benefits of using UniPay white label gateway. They include: Ingenico Telium 2 devices (iCT xxx, iPP xxx, iSC xxx, iWL xxx). UniPay Gateway. This white label payment gateway provides a way for your company to move forward without worries about secure hosting and compliance auditing, often the two biggest deterrents for companies that want to own a payment gateway. 99%+$0. UniPay Terminology. 90. The private key is stored in your system while the public. UniPay can be a great option for you. It offers omnichannel payment processing, PCI compliance, PCI compliance, and flexible merchant underwriting and onboarding. At UniPay Gateway, we’re dedicated to ensuring you have the insights and guidance necessary to make informed decisions in establishing payment gateways, becoming a PayFac, reducing costs, or transitioning from legacy systems. Soft. From the primary function of transaction processing to. An article “Hosted, Licensed and In-house Payment. So, revenues of PayFac payment platforms remain high. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. While others may be settling for less complete functionality, your company deserves more. UniPay Terminology. 70. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. A01: Declined: Soft: Declined if merchant is setup for ACH only and tries to process an IRD. Affiliate . The number of the card that is used for processing the payment. Online businesses are constantly emerging. Property marketing video for Headwater's Gateway Tech Park. The most common and recommended method is the reporting API (UniCharge reporting module) allowing to generate and export reports in CSV/PDF/data formats. The concept of merchant onboarding is extremely relevant for both prospective merchants and various types of payment aggregators and resellers. In a semi-integrated solution (offered, among other providers, by UniPay Gateway platform) card data is transmitted from the terminal straight to the payment gateway. Service user differs. A code issued by the Payment Server for the card type used by the cardholder in the transaction. Accept With Risk - Current negative data exists on this account. Affiliate . The final result of the transaction is going to be posted to the URL supplied by the submitter within the redirect request. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. 909. 05/20/20. UniPay Terminology. 16386 – current version of the application Node: 1, gateway-ui. Management . We’ll help you determine the. System unavailable or timed out: 00 : U: Address is not available: 40 : I: Address is not verified: 40 : C: Street address and ZIP don't match. ️ Find out why payment terminal cloud is better than non-cloud right now!. UniPay Code _5555: Good: Savings Account Verified – The account was found to be an open and valid account. However, as your volumes grow and your needs become. Register your business with card associations (trough the respective acquirer) as a PayFac. The UniPay gateway is the ultimate payment processing software for legacy system replacement. Make sure that the terminal is configured for this type of payment cards and try processing again. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top. Payment gateway integration can go more smoothly than you ever imagined when you move up to UniPay and our modern, robust open source commercial software. It offers many advanced features that are important for modern businesses. Norway. The IAT entry is being returned because the gateway does not have an agreement with either the ODFI or the gateway’s customer to transmit IAT entries. A separate poster is dedicated to the benefits of an open source payment gateway solution. A range of APIs are available, and many processor integrations have been perfected. Learn how to use UniPay Gateway, a payment platform for online businesses, with complete documentation for usage, integration, billing, webhooks and more. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. UniPay Payment Management Platform’s integration with MPGS makes UniPay Gateway solution available to European, Middle Eastern, Asian as well as some African companies. Management . UniPay Code; UNKNOWN: Hard: The transaction has been submitted to the acquirer but the gateway was not able to find out about the success or otherwise of the payment. 300. If you don’t have any special requirements, you should consider just specifying the date range. Management . How to Have Your Own Payment Gateway 2022. Management . Store-and-forward solution can be implemented both at the level of an individual payment terminal, and at the level of a payment gateway. United Thinkers is an enterprise software development. CID was not checked (American Express only) UIn such cases, there is a possibility that the transaction has been approved but the gateway has marked it as a decline due to the disconnect. 8%+$0. Affiliate . 2. You can initiate by using the UniPay gateway technology as the hosted payment gateway solution and then you can. Please use links below to access the information you are interesed in. When submitting an API request, you can use either UniPay server URL or the Sanitizing Data Filter (Unibroker) server URL as an endpoint. 260. Dynamic Descriptor Profile. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. Stuff you should know: SSH keys are used to access the UniPay source code repository and the Jenkins configuration repository, since the repositories are GIT-based and use the SSH protocol to transfer data. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. UniPay Code; Success: Good: Transaction Succeeded. Let our team at United Thinkers explain the UniPay gateway to you. UniPay Gateway is a highly robust, enterprise-scale open source payment processing solution and payment flow orchestration engine. The world of payment processing, with its myriad complexities, requires expert navigation. The common feature of companies like Airbnb, Uber, and other similar businesses is that they all represent. Essentially, it is controlled and managed by a third-party provider. Call your bank for more details or use an another payment card. Affiliate . About UniPay Gateway. To receive more information, please contact. The purpose of this section is to provide examples that can be used for testing of the integration with the gateway. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. UniPay Code; 685: Good: No reason to decline AVS request: A01 : 611: Good: VIP approval: A01. Affiliate . An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. RT03. Requests that contain tokenized card numbers/bank account numbers can be submitted directly to {Unipay} server. com. Management . Integrated and Semi-integrated Payment Terminal Solutions. The UniPay UniCharge Module is an advanced Processing and Remittance Engine supporting advanced functionality needed for transaction processing through a wide network of Processors and Gateway Partners. Debit Switch unavailable Timeout Retry –Communications link to debit/EBT network gateway is down or responded with a "System Malfunction (96)" message. Details about the original transaction are included whenever a 69 response is returned. Management . Everything you need for a successful payment gateway is already in place. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. ISO-8583 XML Direct Post Proprietary NACHA / CAP Canada CSV JSON. 1. 9. The main purpose of the gateway is to become a universal management, payment processing and funding solution to merchants, resellers and portfolios. Reference guide explaining how to perform administrative tasks using the admin node. A common way to start accepting electronic payments is to operate through a merchant service provider or a PayFac. Response when enabling a physical card, when the physical card in not in an inactive state. French Southern and Antarctic Territories. Payment system integration is a challenging, time-consuming and labor-intensive task. (UniPay - Payment Gateway Software) All Logos and Trademarks used or mentioned on this page are copyrighted property of their respective owners and are used for display purposes only. Affiliate . Management . Management . Management . Besides that, the UniPay Gateway platform integrates many major payment processors. UniPay Gateway is a white label or open source payment gateway solution that helps you create your own payment gateway or partner with a white label provider. UniPay consists of the following modules: UniCharge that is responsible for transaction processing and. Affiliate . About 100 million micro-, small-, and medium enterprises (MSME) operated in Africa mid-2021. {UniPay} modules providing the opportunity to set up recurring billing to withdraw payments from customers on a regular basis and. Management . Transaction velocity tracking is the mechanism targeted at detection of connection problems and issues, happening on. UniPay can be a great option for you. 99 a month includes payment processing for 2. Processor independence of the gateway will allow you to renegotiate your existing merchant agreements to get better pricing and save on transactions costs. Payment gateway cloud is a solution, allowing different users of the same payment technology to use each other’s local integrations and certifications. The expiry date of the card to be processed for payment. Zip and Country Codes. The payor/payee has deposited a cheque to their account that has not cleared. The previous version of the white paper, published several years ago, has been downloaded by readers across the globe on a daily basis. We offer integration with your payment app installed on your devices. UniPay gateway. UniPay Terminology. Accept transaction with risk. You own only the name and logo of a classic white label gateway. 4E. Management . At the same time, payment aggregators. DQM does not take into account data access policy and assumes that the user have access to all portfolios, resellers and merchants within. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. UniPay Terminology. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. Card is blocked. 25 per transaction. 4 major partners of a white label payment gateway provider. 10 basic steps to becoming a payment facilitator a company should take. Management . UniPay Terminology. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. Expiration period is controlled by a system property (unipay. Account holder name, billing address and postal code match. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. James Davis. Sign up for free UniPAY is a ewallet solution to transfer, withdraw and receive money online. Your SaaS company enhances its image and business reputation. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of. The most well-known examples include such merchant services dinosaurs as PayPal, Stripe, and Square. 30 mins. _5555. Users of web-systems can benefit from our cloud-based. Affiliate . If so, we strongly recommend watching our video about Open Source Payment Gateway: bit. In cases when the number of incoming connections into UniPay for a given processor exceeds the limit of connections, allowed by this processor, the excess connections will be queued. In this article you will find the information on the advantages of the white label approach, costs involved and relationships that should be established. UniPay Gateway Services Solid merchant services relationship can be one of the key factors determining success of a business, especially when this business depends on credit card revenue. Over card velocity count. 99 a month. A status of the response file can be checked in the gateway. Meet the Singapore leading p ayment gateway built for your business boost and amplification. The expiry date of the card to be processed for payment. Management . All of the information provided match the information on file with the cardholder's bank. United Thinkers announces a webinar on the implementation of a payment gateway solution. 7F. Affiliate . Non-Participant Provider – This account was reported with acceptable, positive data found in current or recent transactions. Flexible data import engine, automated skip tracing and bankruptcy scrubbing, print house integration, as well as wide choice of banks and card platforms can surely simplify your day-to-day routine, while powerful remittance logic is very likely to reduce your monthly. R20. A sponsor bank – the one to connect you with card brands. We offer integration with your payment app installed on your devices. Merchant of record concept goes far beyond collecting payments for products and services. Official Licensed payment channels. UniPay Terminology. Affiliate . Service user differs. It is a “try-it-before-buy-it” solution for prospective payment facilitators, who do not want to assume a load of PayFac-specific responsibilities all at once. It turns out that white label payment gateway offerings, such as UniPay Gateway, provide more control than third-party gateways, but require less investments than off-the-shelf solutions developed from scratch by the company’s development team. Author of the Paylosophy blog, a. The public key has to be sent to the gateway administrator, and the private key must be stored in a secure place within the merchant's system. Access to the exported data and its processing is done directly through the gateway database. It is integrated with all major processors and payment facilitation platforms in North America. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. Failed Process: Server: your-gateway-server – the name of the server where the issue occurred Version: 4. Duplicate Policy Classifier. ️ Learn more about merchant software with UniPay! The UniPay Gateway Platform is commercial open-source software built on modern technology and easily adaptable to any business. 9) Terminal is delivered to the merchant. These include ISO, payment facilitators, and payment service providers. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. You’re miles ahead of the competition when you start with the UniPay gateway. UniPay Terminology. Finally, it offers a white-label payment facilitator program through its partnership with Ziftpay. Grow your business with our payment solutions, from online checkout to POS systems. (UniPay - Payment Gateway Software) All Logos and Trademarks used or mentioned on this page are copyrighted property of their respective owners and are used for display purposes only. UniPay Terminology. To learn how to work with the Billing API, we recommend reviewing the integration notes first. UniPay Code; M: CVV Match: M : N: CVV No Match: N. A reseller/software platform needs to receive its fees via the merchant charges mechanism. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of. Management . Management . Written by . A. R82: Invalid Foreign Receiving DFI Identification: The reference used to identify the foreign receiving DFI of an outbound IAT entry is invalid. UniPay Terminology. Naturally, development. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. 908. UniPay Terminology. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. local - unipay instance where the issue occurred Time: 11/26/2015 01:16:17 – time of the issue occurred Module: unipay – module where the issue occurred Name:. Affiliate . (UniPay - Payment Gateway Software) All Logos and Trademarks used or mentioned on this page are copyrighted property of their respective owners and are used for display purposes only. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. UniPay Terminology. We can also help you build banking relationships and guide you on which processes you must put in place to function efficiently as a payment facilitator. 3. 99 a month includes payment processing for 2. Affiliate . 4D. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. Manual; data is received when a user enters it manually. Account holder name and billing address match. ️ Learn more about merchant software. The idea here is to create something that is already pre-built so you won’t have to do it from scratch. Merchant of record or MOR is an essential link between a company that needs to accept electronic payments and consumers of its products. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. (UniPay - Payment Gateway Software) All Logos and Trademarks used or mentioned on this page are copyrighted property of their respective owners and are used for display purposes only. A. Fill out the form below for a. The components of UniPay are UniCharge, UniBill, and UniRead Modules (UniPayGateway. We take the complexity out of the payment ecosystem, providing smart and seamless solutions that deliver value to your business. It can automate your recurring billing process, support different weekly, monthly, quarterly, or annual payment cycles, and execute pre-arranged payments. 9. The UniPay UniCharge Module is an advanced Processing and Remittance Engine supporting advanced functionality needed for transaction processing through a wide network of Processors and Gateway Partners. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. It offers many advanced features that are important for modern businesses. Management . Call Center. It allows you to connect to the banks, to Visa and MasterCard networks. As a seasoned provider serving various industries, we've come across a multitude of concerns that can. It includes the support of 3D Secure, EMV, P2PE, ACH transactions, and the use of different types of payment. Account holder name, billing address and postal code match. Affiliate . In such systems a merchant sends a file with transactions to. Management . UniPay Terminology. It includes payment processing for 2. R83: Foreign Receiving DFI Unable to SettleWith UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. Global solutions, collaborative culture. Integration APIs will enable you to quickly link your front-end/POS system to the new backend mechanism. The final result of the transaction is going to be posted to the URL supplied by the submitter within the redirect request. Partnership with a merchant acquirer (sometimes called credit card acquirer) concerns the business aspect of payment gateway services provision. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. 3. With UniPay, you have the options of a flexible "payment as a service" model, an affordable white-label payment gateway solution, or a full on-premise software license, which ensure the top-quality payment processing experience for businesses of any size. The number of the card that is used for processing the payment. An EMV toolkit includes one or several pieces of hardware and the respective software that is needed to generate various EMV payment processing scenarios. An affiliate is a company or a person that is represented as a separate entity within the gateway and is a partner of the merchant that promotes its products. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. Management . 69. The quality and timeliness of support are important parameters when comparing Stripe with UniPay Gateway. To reduce PCI exposure, requests with non-tokenized (raw) account data should be. This is the most popular option among businesses wanting to accept crypto payments online and at POS. Moreover, the technology has been licensed by some large venture capital firms and Fortune 50. (UniPay - Payment Gateway Software)UniPay Terminology. The one which can adapt and adjust to the newly emerging needs and challenges. The most common examples of affiliates are marketplaces, bloggers, journalists, etc. Card chip decline (online) Transaction has been declined by a chip after receiving a response from the gateway (for EMV cards only).